How does this thing work? Answer
How can your Brokerage afford to make this offer? Answer
Please explain the concept of "Breakage". Answer
Are there other kinds of programs that work this way? Answer
Is there actuarial data for programs like Cash Rewards?Answer
In addition to insurance companies, are there other institutions that benefit from breakage? Answer
I don't believe this is for real.Answer
When do I get my Cash Rewards Certificate?Answer
How long is the Cash Rewards Certificate good for?Answer
Thirty-six months is too long, why do I have to wait so long to get my money? Answer
To whom can a Cash Reward Certificate be issued?Answer
If I die before my Certificate matures, will my family receive the funds?Answer
Can the Certificate be transferred to a family member once it has been issued?Answer
What do I have to do to redeem my Certificate for Cash? Answer
If I miss a requirement by 1 day, will this void my Certificate?Answer
I have lost my Cash Reward Certificate. Can it be replaced?Answer
What if you guys go out-of-business during the thirty-six months? Answer
What if I do everything in a timely and correct manner and Cash Rewards goes out of business?Answer
Why does everything I send have to be sent by certified mail?Answer
Can I use FedEx or UPS? Why must I use the Post Office and send by Certified Mail? Answer
The final step in the claims procedure appears tricky. It almost seems as if the company is trying to trick the public so claims do not have to be paid. Is this true? Answer
Why can't I get the Cash Reward taken off the price of the Property today? Answer
I don't believe this is for real! Answer
This sounds like a scam — it seems gimmicky ! Answer
How do I know this is for real? Answer
What is the role of the Claim Fund Bank? Answer
Who is the Claim Fund Bank? Answer
How is the money in the Claim Fund protected? Answer
Is the Claim Fund insured? Can the investment be lost? Answer
What controls are in place to make sure the funds are protected from fraudulent of invalid claims? Answer
If the Claim Fund Bank is merely the repository of funds, why is size important? Answer
Can CRI terminate the Claim Fund bank? Answer
What is the “Independent Third Party Administrator” (“ITPA”)? Answer
What is the role of the ITPA? Answer
What controls are imposed on the ITPA? Answer
What access does the ITPA have to the Claim Fund? Answer
Is the ITPA bonded? If not, why? Answer
Can CRI terminate the ITPA? Answer
Who has access to the Claim Fund? Answer
Is CRI required by law to have an ITPA & a major financial institution as the Claim Fund bank? Answer
If the law doesn't require an ITPA & would permit breakage to be paid to CRI, why doesn't CRI do this? Answer
CRI says the program complies with the law. Explain that. Answer
How does CRI insure that the program is fair? Answer
This seems too good to be true! Answer
How long will this rewards thing last? Answer
How long will the program continue? Answer
Scottish Rite Hospital for Children: Answer
Children's Medical Center Answer